Commercial General Liability Coverage (CGL) is commonly referred to as “third party” coverage. This coverage protects the insured against claims filed by others as result of the insured‘s negligence.
CGL includes bodily injury as well as property damage. Examples of these benefits include the following:
- Visitor injured on the insured’s premises;
- Customer injured on the insured’s premises;
- People other than the insured’s employees, injured by the insured’s products;
- Property damage caused by the insured to the property of others.
No matter how your business is set up, (sole proprietorship, partnership, LLC, etc.), you can be held personally liable for lawsuits aimed at your business. In basic terms, business liability insurance separates your business assets from your personal ones.
General Liability Insurance is something every business needs, however not every business has this basic coverage in place. If you are a small business owner who does not have Comprehensive General Liability insurance for protecting your assets against unexpected damages, we can assist you.
Different businesses use Comprehensive General Liability insurance in various ways. You may want the “standard” Comprehensive General Liability insurance for a business such as yours or additional coverage depending on your type of business. These are some of the available choices:
- Ongoing Comprehensive General Liability insurance covering property and unforeseen injuries,
- Event Comprehensive General Liability insurance options and coverage for a specific time period when you will be doing something special on-site or in a business capacity,
- Specialized Comprehensive General Liability insurance for your type of business, from the smallest individual retailer or wholesaler, to the largest manufacturer of commercial exposures.
Our Goal is to Provide Best Price Insurance -To all Broward County and it’s surrounding cities residents:
Hallandale Beach, Hollywood Fl, North Miami Beach, Coconut Creek, Coral Springs, Dania Beach, Davie, Deerfield Beach, Fort Lauderdale, Lauderdale Lakes, Lauderhill, Margate, Miramar, Weston, Oakland Park, Pembroke Park, Pembroke Pines, Plantation, Pompano Beach, Sunrise, Tamarac, Wilton Manors, Deerfield Beach.
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