Condominium-Unit Owners’ Form covers property and certain items not insured by the condominium association’s policy against damages such as a break in, water damage to your living room walls, or someone injuring themselves slipping on your wet kitchen floor.
A condominium association may choose to cover some items on its policy, so make sure you are thoroughly familiar with its bylaws and policy to know what the association is responsible for. The condo association policy does not cover:
- Floor, wall and ceiling coverings
- Electrical fixtures
- Air conditioning and heating equipment
- Water heaters
- Water filters
- Built-in cabinets and countertops
- Window treatments including drapes, blinds and hardware replacement
- Air conditioning compressors that serve only one unit no matter where they are located
Condo associations can also require unit owners to insure items such as front doors and screened porches. In addition, unit owners should continue to insure interior additions or upgrades which are not the same kind or quality as the original building items.
Our Goal is to Provide Best Price Insurance -To all Broward County and it’s surrounding cities residents:
Hallandale Beach, Hollywood Fl, North Miami Beach, Coconut Creek, Coral Springs, Dania Beach, Davie, Deerfield Beach, Fort Lauderdale, Lauderdale Lakes, Lauderhill, Margate, Miramar, Weston, Oakland Park, Pembroke Park, Pembroke Pines, Plantation, Pompano Beach, Sunrise, Tamarac, Wilton Manors, Deerfield Beach.