Best Price Personal Umbrella Insurance Brokers Hallandale Beach Fl
The Personal Umbrella Policy is an extra layer of very affordable liability protection over existing homeowners and auto insurance policies.
Even if you do not own a home, remember that you still need renters insurance to cover both your liability and your personal property. Some examples of where umbrella coverage often comes into play are:
- An auto accident in which you are sued under your Auto Insurance policy.
- Your neighbor slips and falls on your property, and you are sued under your Homeowners Insurance.
- A natural disaster in which another person’s property is damaged by, say a tree on your property crashing down on their vehicle or home. This usually falls into the, “I thought that was covered by my homeowners policy” category.
Your Auto and Homeowners policies have at least some liability insurance that would be used to settle legal claims. But what if a settlement (or judgment, if it goes to court) is $800,000 and you only have $300,000 of liability insurance? The insurer would pay its $300,000, but where are you going to get the other $500,000? Virtually everything you own would be fair game to pay off the debt.
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Hallandale Beach, Hollywood Fl, North Miami Beach, Coconut Creek, Coral Springs, Dania Beach, Davie, Deerfield Beach, Fort Lauderdale, Lauderdale Lakes, Lauderhill, Margate, Miramar, Weston, Oakland Park, Pembroke Park, Pembroke Pines, Plantation, Pompano Beach, Sunrise, Tamarac, Wilton Manors, Deerfield Beach.